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Hiring tips · Cost guides · Local know-how · Around town

Guides

What to ask, what it should cost and what this climate does to a house. Written by Ray Croft, a retired Savannah builder, and Wade Banks, a Port Royal homeowner.

Hiring TipsHow to Check a Contractor's License in South CarolinaTwo state boards, three dollar amounts and one five-minute lookup. What to check before you sign anything.By Ray Croft · October 9, 2026Cost GuidesCrawl Space Encapsulation: What It Costs and What You're Paying ForWhy vented crawl spaces stay wet in this climate, what a closed crawl space involves, and the price ranges that actually hold up.By Ray Croft · October 9, 2026Local Know-HowFormosan Termites in the LowcountryThey arrived in Charleston in the 1950s and work their way down the coast. How to tell them from the native kind, when they swarm, and what to do without panicking.By Wade Banks · October 9, 2026Local Know-HowGarage Floor Coatings in Lowcountry HumidityEpoxy, polyaspartic or polyurea, and the moisture problem under all of them. What makes a coating stick here, and what it costs.By Ray Croft · October 9, 2026Hiring TipsHiring a Contractor for a House You Don't Live InSecond homes and rentals on Hilton Head, Daufuskie and in Bluffton get work done while the owner is somewhere else. How to do that without paying for it twice.By Wade Banks · October 9, 2026Around TownRemodel or Move? Why So Many Beaufort County Owners Are Staying PutProperty tax rules, home values and a lot of residents past 65 all point the same way. What the numbers say about fixing the house you already have.By Wade Banks · October 9, 2026Cost GuidesSC Safe Home: How a State Grant Can Help Pay for a Stronger RoofSouth Carolina will put money toward hurricane upgrades on owner-occupied homes. Who qualifies, what it covers, and how the contractor part works.By Ray Croft · October 9, 2026Local Know-HowSoft Washing vs Pressure Washing: What Your Roof and Siding WantThose black streaks on the roof are algae, and the people who make shingles are clear about how to clean them. A pressure washer isn't it.By Wade Banks · October 9, 2026Cost GuidesTermite Bonds in South Carolina: What They Cover and What They CostRetreatment-only or repair-and-retreatment, Formosan coverage, the CL-100 and the exclusions worth reading twice.By Ray Croft · October 9, 2026Around TownTree Rules Before You Cut: Hilton Head, Beaufort County and BlufftonLive oaks get real legal protection here. What the rules say about taking a tree down on your own lot, and who to ask first.By Wade Banks · October 9, 2026Local Know-HowWhat to Book Before Hurricane Season StartsThe season opens June 1. The good roofers, tree crews and generator installers are booked well before that. A spring list for Lowcountry homeowners.By Ray Croft · October 9, 2026Hiring TipsWhat Your Contractor's Contract Should Say Before You SignSouth Carolina doesn't hand you a contract form. Here's what to put in writing, how to pay, and the lien rule most homeowners never hear about.By Ray Croft · October 9, 2026Around TownWho Issues Building Permits in Bluffton, Hilton Head, Beaufort and the Towns BetweenEight offices, one rule: the permit comes from whoever governs the land under your house. Where to call, and why your mailing address can fool you.By Wade Banks · October 9, 2026Cost GuidesWhole-House Generators: What the Unit Costs and What the Install CostsThe sticker price is only part of it. The transfer switch, the pad, the gas line and the permits, with national price ranges and the safety rules that aren't optional.By Wade Banks · October 9, 2026